Kutenga Hutano Inishuwarenzi Policy? Usakanganwa 5 Zvinhu

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rakanyorwa Linda Hohnholz

Kutenga inishuwarenzi yehutano ndeimwe yesarudzo dzakanyanya kukosha muhupenyu, sezvo zvichibatsira kukudzivirira munguva dzenjodzi uye kukuchengetedza kubva pamutengo unoramba uchikwira wekuchipatara. Iamburera yako yekudzokera paunonyanya kuida uye mambure ekuchengetedza mhuri yako muchiitiko chinosuruvarisa apo mumwe munhu anoda kugara muchipatara.

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  1. Chii chaunofanira kutarisa pakusarudza mutemo wehutano?
  2. Ndeapi mapoinzi akakosha ayo chirongwa chakasimba cheinishuwarenzi yehutano chinofanira kupa?
  3. Chii chinonzi tsika yehutano mutemo uye nei iri yakanyanya sarudzo?

Asi, unosarudza sei imwe inopa mabhenefiti ese auri kutsvaga uye anounza pavimbiso. Ndezvipi zvinhu zvaunofanira kutarisa pakusarudza mutemo wehutano? Ngatitarisei mamwe mapoinzi akakosha ayo chirongwa chakasimba cheinishuwarenzi yehutano chinofanira kupa kuti chibude pachena.

Customized Policies

Saizi imwe inokodzera zvese haina huremu hwakanyanya kana zvasvika kune yehutano mutemo sezvo munhu wese aine zvakasiyana zvaanoda uye zvaanoda. Inishuwarenzi yakanaka inogara ichifunga zvinodiwa nemunhu uye inopa marongero anoenderana neizvo chaizvo zvinodiwa. Iyo yakagadziridzwa mutemo inozopa akasiyana ma-add-on anopa chivharo chakawedzerwa senge sarudzo yekuwana kurapwa kunze kweIndia, mari inowanikwa pane yechipiri maonero, pakati pevamwe. Naizvozvo, gara uchitsvaga kana paine mabhenefiti akadaro ari kupihwa kana kwete uye wobva wasarudza mutemo wako zvinoenderana.

Kukosha-Yakawedzerwa Services

Inguva yedhijitari, uye hapana chikonzero chekutakura makopi akaomesesa newe nguva dzese. Ziva kana mupi weinishuwarenzi wako achipa kukosha-akawedzera masevhisi nenzira yeapp iyo isingade kuti iwe utakure magwaro ezvehutano uye ine zvese zvakanatswa munzvimbo imwechete inowanikwa chero kupi, chero nguva.

Kumbira Kugadziriswa

Chero mutemo wehutano hwakanaka chete kana maitiro ekuita zvichemo akatsetseka sesirika. Gara uchienzanisa chiyero chekugadzirisa zvichemo kune vanopa inishuwarenzi uye ingopfupisa avo vane rekodhi rekodhi kana zvasvika pakupa hurongwa hwekugadzirisa zvikumbiro. Sezvineiwo, bheji yako yakanakisa ndeyekutsvaga iyo ine-mumba timu yekugadzirisa zvichemo sezvo iri kukurumidza uye inzvimbo imwe chete yekuenda kugadzirisa chero mibvunzo kana hiccups yaunosangana nayo panguva yekurapwa kana kuburitswa.

Maternity Benefits

Kana iwe wakaroora kana kuronga kuroora mune ramangwana, ichi chinhu chaunofanira kugara uchitarisa neinishuwarenzi yako. Kuzvarwa kwemwana ndeimwe yenguva dzakanakisa muhupenyu uye kuve nemutemo wehutano unopa mabhenefiti ekusununguka kuchakubatsira iwe kunakidzwa nenguva dzakanaka muhupenyu nekutarisira mabhiri ese echipatara achikusiya wakasununguka kupedza nguva yakawanda nemhuri yako.

Hospital Network

Rondedzero yezvipatara pane network yeinishuwarenzi chinhu chakakosha chaunofanira kuzvidavirira paunenge uchitenga mutemo wehutano. Tarisa uone kana iine zvipatara zvekutanga pane yayo uye kuti zvipatara zviri pedyo zviri pedyo newe zvakavharwa here kana kuti kwete. Gara uchisarudza mutemo wezvehutano unovhara zvipatara kwaungangotorere vaunoda kana pakaitika kusuwa kwekurara kuti uwane mari isina mari. Kana zvakadaro, zvipatara zvaunofarira hazvisi pa network list, iwe uchafanirwa kubvisa mari muhomwe yako uye wonyorera kudzoserwa gare gare izvo pachazvo zvinogona kutora nguva.

Inishuwarenzi yehutano yehutano inopa marongero anotarirwa kukudzivirira iwe nemhuri yako munguva dze dambudziko rehutano uye inokudzivirira kubva kumatambudziko emari nekupa kuvharika kwakazara uko kunotarisira mari dzese dzechipatara pasina kepisi parendi yekamuri, inobviswa, kana kubhadhara pamwe chete.

Hazvina mhosva kuti une hutano hwakadii nhasi, sezvaunokura, chinks muzvombo zvinozopedzisira zvatanga kuoneka uye mutemo wehutano ndiyo yako yakanakisa kubheja kuti ugare wakadzivirirwa mumatanho ekupedzisira ehupenyu. Nekudaro, kuti uwane mabhenefiti akawanda kubva mairi, zviri nani kuwana inishuwarenzi uchiri nhanho uye unakirwe nekuvhara kwepamusoro pamaprimiyamu akaderera.

ZVOKUBVA MUNYAYA INO:

  • The birth of a child is one of the finest moments in life and having a health policy that offers maternity benefits will help you enjoy the finer moments in life by taking care of all the hospital bills leaving you free to spend more time with your family.
  • Ideally, your best bet is to find one that has an in-house team to settle claims as it’s faster and is a one-stop destination to resolve any queries or hiccups you face during the time of hospitalization or discharge.
  • No matter how healthy you are today, as you grow older, chinks in the armor will eventually start appearing and a health policy is your best bet to stay protected in the later stages of life.

Nezvomunyori

Linda Hohnholz

Editor mukuru we eTurboNews yakavakirwa muTN HQ.

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