ARLINGTON, TX, USA, Ndira 29, 2021 /EINPresswire.com/ - Mwaka we2016 wedutu wakanga uri mwaka wedutu unodhura zvakanyanya pane zvinyorwa zveTexas. Musi waKurume 17, 2016, Arlington, Texas yakasangana nemadutu echimvuramabwe asingasviki matanhatu akarekodhwa, makuru acho akaburitsa chimvuramabwe mainji maviri nehafu muhupamhi. Mamiriro ekunze ane njodzi akatanga neChina mangwanani, achidonhedza zvidimbu zvihombe zvechimvuramabwe uye nendege dzakadzika kubva muDFW Airport. Iri rakanga riri dutu guru rakaparadza dzimba zhinji munzvimbo iyi, mutengi wedu ari mumwe wevaridzi vemba ivavo.
The kuparara kwedenga zvainge zvakanyanya zvekuti mutengi wedu akaendesa mari yeinishuwarenzi yevaridzi vedzimba kuburikidza nemupi wake weinishuwarenzi, State Farm. Mushure mekuisa chikumbiro chekukuvadza padenga, inishuwarenzi yakatumira mugadziri wavo uyo akaongorora kukuvara kweimba uye akaona kuti pakanga pasina kana pasi pemutengi wedu. Apofumadzwa nechimiro cheinishuwarenzi yake, mutengi wedu akatihaya uye akatikumbira kuti tiongororwe nezvenyaya yavo. Mubairo wekuongorora wakadzoka pa80,000 nguva yehuwandu hwekukuvadza kwakatanga kuongororwa neState Farm.
State Farm yakabhadhara yakawanda yemubairo. Kuti atore chikamu chasara chemubairo uye mubereko uye muripo wegweta, mutengi wedu akateedzera inishuwarenzi yake nekuisa sutu, achiti kambani yake yeinishuwarenzi yakanga yatyora chibvumirano uye kutyora Chitsauko 541 cheTexas Insurance Code, Texas Deceptive Trade Practices Act ( DTPC), uye Texas Prompt Payment yeClaims Act (TPPCA). Kuti vachengetedze purofiti yavo, makambani einishuwarenzi nguva dzose anoita hunyengeri, vachikanganisa mutauro wavo nemaune kuti vadzivise kubhadhara chikumbiro, kushandisa kunonoka kusinganzwisisike kudzivirira kugadziriswa kwechikumbiro, kana kuita zvikumbiro zvisina musoro nezvehumbowo hwekurasikirwa. Izvi zvinonzi a kutenda kwakaipa inishuwarenzi tsika.
Inishuwarenzi yemutengi wedu akapindura nechikumbiro chekuti mutongo wepfupiso pazvichemo zvese zvemutengi wedu senzira yekudzivisa kutyora kondirakiti uye kuita kweTPPCA zvichibva pamutongo wedare repamusoro reTexas muOrtiz. State Farm inoti vakabhadhara mubairo uyu nekudaro hapana kutyora kondirakiti kana maextra-contractual claims zvasara kuti zviitwe.
Kutenda Kwakaipa, Mhanza Yakashata, Kana Kuti Zvose Here?
Nekuda kwekuda kwekutenda kwakashata kwemutemo kunamatira, mutengi wedu aifanira kuratidza kutyorwa kwekondirakiti neinishuwarenzi yake. Inishuwarenzi inopokana kuti kutyorwa kwekondirakiti chinhu chinodiwa kukutenda kwakashata kwemutemo, asi vane mitemo vanopokana kuti kutyora kondirakiti inongodiwa chete kune kutenda kwakashata kana chikumbiro chisina kuvharwa.
Kazhinji, hapagone kuve nekudaidzwa kwekutenda kwakashata kana inishuwarenzi yakurumidza kuramba chirevo chisina kuvharwa. Zvisinei, kutadza kuratidza kutyorwa kwekondirakiti hakurerutsi zvichemo zvekutenda kwakashata kweane mutemo. Zvinoreva izvi ndezvekuti munhu anopihwa inishuwarenzi anofanira kuratidza kuvharwa, kwete kutyora kondirakiti. Hazvina kupokana kuti chikumbiro chemutengi wedu pasi pepolicy chakavharwa. Iyo inishuwarenzi yakawana kukanganisa, pazasi peiyo deductible apo kuda kwakatanga kugadziridzwa.
Kuongororwa kwemutemo chete kwakarurama uye kunonzwisisika kwemutemo usingakanganisi pfungwa kana mutemo wehurumende ndeuyo unochengetedza mutoro weinishuwarenzi wekubata neinishuwarenzi mukutenda kwakanaka kana chikumbiro cheinishuwarenzi chavharwa. Vatengi vedu vanopa inishuwarenzi vanopa mutemo kunyengedza mutemo kwaizovabvumira kufuratira basa ravo uye kunonoka kurongeka, kuramba, kana kubhadhara mari shoma yeinishuwarenzi kusvika munhu ane inishuwarenzi ahaya gweta uye atumira tsamba yekuzivisa yepre-suit tsamba yekutyora chibvumirano uye kutenda kwakashata, ipapo kungokumbira kuongororwa, kubhadhara mubairo, uye kunetesa chibvumirano cheinishuwarenzi asiwo mhosva yemutemo yezviito zvekutenda kwakashata uye maitiro ekugadzirisa.
Pakunzwa, magweta edu akapikisa zviri pamusoro uye akataura kuti mubairo weappraisal wakapetwa ka80,000 kupfuura huwandu hwakatanga kuongororwa neState Farm, uye unilateral (line-item veto) yekumwe kukuvadzwa mumubairo, kwakave kutyora chibvumirano uye kutenda kwakashata. Dare rakabvuma ndokuramba mutongo weState Farm pazvikonzero zvese.
Texas Property Inishuwarenzi Magweta
Inishuwarenzi yemuridzi wemba yako kana yebhizinesi rekutengesa yakarambwa here? Tinogona kubatsira. Vachimiririra zviuru zvevatengi vachipesana nemakambani makuru einishuwarenzi, magweta edu einishuwarenzi anodzivirira zvine hukasha kodzero dzeanochengeta. Kubvunza kwedu mahara, uye hapana chaunotikwereta kudzamara takunda nyaya yako. Bata nesu nhasi.
Chris Flynn
Chad T. Wilson Law Firm
+ 1 832-415-1432
[email inodzivirirwa]
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