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Mutengo Wekupinda Mutsaona Pasina Inishuwarenzi Yemota muSingapore

mufananidzo nerubatsiro rweNetto Figueiredo kubva kuPixabay
rakanyorwa mupepeti

Motor mota inishuwarenzi yeSingapore vanopa vanogona kusiyana mumutengo. Mari yako inogona kukanganiswa nekuti ingani tsaona munguva pfupi yapfuura kana mhosva dzekutyaira dziri parekodhi yako. Kune avo vane rekodhi yekutyaira yakachena, inishuwarenzi yemotokari avhareji yemutengo inogona kubva munenge S$700 kusvika pamusoro peS$3,000.

Inonzwika inodhura? Kuedza kutyaira usina inishuwarenzi yemotokari muSingapore kune ngozi uye kunogona kukubhadhara zviuru zvemadhora, rezinesi rako rekutyaira, uye dzimwe nguva kunyange nguva yejeri.

Pazasi pane zvinhu zvishoma zvekuchengeta mupfungwa kana uri kufunga zvichaitika kana iwe uchityaira pasina inoshanda inishuwarenzi yemotokari muSingapore.

Zvirango zvepamutemo

Zvinotaurwa muSingapore Motor Vehicles (Njodzi dzeBato Rechitatu uye Muripo) Mutemo kuti munhu anobatwa achityaira mota muSingapore asina inishuwarenzi achave ane mhosva uye, kana abatwa nemhosva, achabhadhariswa faindi inosvika S$1,000, pamwe nekuvharirwa mujeri. kusvika kumwedzi mitatu, kana zvose. Iwe zvakare unozorambidzwa kushandisa rezinesi kwemwedzi gumi nemiviri mushure mekubatwa nemhosva kana ukabatwa nemhosva iyi.

Kusateerera mutemo kunogona kutungamira kumutengo uri pamusoro pane wawaizobhadhara dai wanga uine mota inishuwarenzi yemotokari Singapore mandate. Zvakawanda zvinosiya zviri mumutemo uyu. Iwe hauzowanikwe uine mhosva ye:

WTM London 2022 ichaitika kubva 7-9 Mbudzi 2022. Register zvino!

  • Mota yauri kutyaira haisi yako kana iri pasi pekondirakiti yekuhaya kana yechikwereti
  • Uri kushandisa mota kubasa
  • Iwe zvechokwadi hauzive kuti inishuwarenzi inoshanda yanga isiri kushanda

Chii chinoitika kana ukapinda mutsaona?

Kunze kwezvinorehwa nemutemo zvaungasangana nazvo nekutyaira usina inishuwarenzi yemota, uye urikurisa njodzi kwauri iwe nemari yako. Kupinda mutsaona yemotokari uchityaira usina inshuwarisi kunotungamira kumitengo yakakwira yekugadzirisa kana kutsiva mota yako, midziyo yakakuvadzwa, uye mari yekurapa. Iwe zvakare unotarisana nemhosva kubva kune rimwe bato uye unofanirwa kubhadhara chero kukuvadzwa, kurasikirwa, uye mari yekurapa. Izvi zvinogona kukudyira zviuru nezviuru zvemadhora izvo zvingadai zvakaiswa inishuwarenzi.

Migumisiro yekuisa pamberi

Vamwe vanhu vanoonekwa se "vatyairi vane njodzi huru" uye vanokumbirwa kubhadhara yakawanda yeinishuwarenzi yemotokari. Vazhinji veavo vanonyura mumuitiro unozivikanwa se "fronting," kwavanoedza kuwana mari yakachipa painishuwarenzi vachishandisa ruzivo rweimwe nzira yekutyaira iri nani. Iyi imhando yekubiridzira. Kuedza zano iri uye kuwanikwa kunogona kukanganisa marongero ako zvachose, kunyanya mutsaona.

Inishuwarenzi yemotokari ingakudzivirira sei?

Hazvina mhosva kuti unotyaira zvakadii, pane nguva dzose mukana wekusangana nemutyairi asina hanya kana asina hanya. Inishuwarenzi yemotokari yemotokari yeSingapore vanopa vepamusoro vanosanganisira yakazara uye yakavimbika mota inishuwarenzi. Vazhinji vevanopa ava vanopa zvideredzwa uye mavhocha, saka zvitarise kunze. Unogona kunyorera mazuva anosvika makumi mapfumbamwe mutemo wako usati wapera. Zvimwe zvakanakira chirongwa zvinosanganisira:

  • No Claim Discount (NCD) kuderedzwa ne10% kana uine mhosva
  • Masevhisi emahara ekununura padivi pemugwagwa kana mota yako yaparara
  • Gap Cover uye Loan Protector mabhenefiti anovhara chikwereti chako chemota chasara kana mota yako yarasikirwa zvachose uye nekufa kweanobatirira, zvichiteerana.
  • Wedzera pane mabhenefiti ekuita gadziriso yakasarudzika workshop
  • Kusabhadhara kana sendi rimwe chete kana usiri mhosva kunoshanda kana wapinda mutsaona nemota yekuSingapore inozikanwa.

Chokwadi, hapana anoda kubhadhara inishuwarenzi yemotokari kana achigona kubatsira, asi kudzivisa kutyora mutemo kunokubhadhara zvakanyanya kupfuura mota yako inishuwarenzi yaizoita, zvese zvenguva nemari inoiswa. Kana iwe uchida kukosha mota mota inishuwarenzi inopihwa neSingapore, unogona kutarisa iwo anopihwa nepamusoro vanopa. Ita tsvakiridzo yakakwana usati waita - tarisa rekodhi rekodhi reinishuwarenzi, ruzivo rwepolicy, uye wongororo yemushandisi.

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mupepeti

Mupepeti mukuru we eTurboNew ndiLinda Hohnholz. Iye anogara muTN HQ muHonolulu, Hawaii.

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