Ongororo ichangoburwa yakaratidza kuti ndeapi maguta makuru eCanada anopa mikana inodhura zvakanyanya kune vanogona kutenga dzimba vachifunga nezvekutama kubva kuUnited States.
Pamusana pekubudirira kwesarudzo dzaDonald Trump munguva pfupi yapfuura, pave nekuwedzera kunoshamisa kwechido pakati pevaAmerica mukutamira kuCanada, sezvinoratidzwa nekukwira kukuru kwekutsvaga kweGoogle mazwi akadai se 'Move to Canada' uye 'Canada work visa.' Maitiro aya anoratidza kufarira kwakawedzera pakati pevagari vemuUS mukutsvaga mikana yekutamiswa.
Tsvagiridzo yakaongorora kukwanisa kwekurenda uye nguva inodiwa kuti uunganidze dhipoziti yemba. Vaongorori vakashandisa avhareji yemitengo yekurenda yeimba yekurara uye nhamba dzegore negore kubva kuStatistics Canada kuona chikamu chemari inopihwa kuroja.
Pakuongorora mitengo yemba, chidzidzo chaivimba nedata kubva ku Canadian Real Estate Association (CREA) kufungidzira nguva inodiwa kuchengetedza 10% dhipoziti paavhareji-mutengo wemba. Vatsvakurudzi vakashandisa mutemo we50-30-20 webhajeti kuverenga mari yemwedzi nemwedzi uye kuisa maguta zvichienderana nenguva inodiwa kuchengetedza.
Guta reQuebec rinomira pachena senzvimbo yekutanga kune vangangoda kutenga dzimba vanoshuvira kurenda vachiunganidza mari yeimba yeramangwana. Rendi yepamwedzi yeimba yekurara imwe chete ingangoita $911 CAD, ichienzaniswa neavhareji yemuhoro wepagore wemadhora makumi mashanu nemazana mashanu.
Izvi zvinoita kuti vagari vagovanisa 21.65% chete yemari yavanotambira pagore rendi, zvichiita kuti ive nzvimbo yakanaka yekuchengetedza mari. Huwandu uhu hwakaderera ne37% pane avhareji yenyika, uko vanhu vekuCanada vanowanzopa 34.5% yemari yavo yepagore kumari yekurenda.
Montreal inoonekwa seguta rechipiri rakanyanya kunaka kune avo vanoroja vachironga kutenga imba. Avhareji yerendi yepamwedzi yeimba yekurara imwe chete imadhora mazana mapfumbamwe nemakumi matanhatu, nemari yepakati pagore yemadhora makumi mana nemazana masere. Nekuda kweizvozvo, varidzi vanogovera 960% yemari yavo yekurenda.
St. John's, NL inozivikanwa seguta rechitatu rine pundutso pakurenda uku uchichengetera muridzi wemba. Avhareji yerendi yepamwedzi inomira pamadhora mazana mapfumbamwe nemazana mana, uye nemari inowanikwa pagore inosvika madhora makumi matatu nemakumi mapfumbamwe nemashanu, vagari vanongopedza 904% yemuhoro wavo muimba yekurara imwe chete.
Toronto inomira seguta diki risingafadzi kune vangangotenga dzimba vari kutsvaga sarudzo dzekurenda, ine avhareji yemwedzi nemwedzi rendi yeimba yekurara imwe chete yakaiswa pamadhora zviuru zana nemakumi matanhatu nenomwe. Tichifunga kuti avhareji yemari inowanikwa pagore yevagari muToronto imadhora makumi mana nemakumi masere nemazana masere, izvi zvinoita kuti vanoroja vagovere makumi mana nemasere.
Vancouver inoteedzera zvakanyanya seguta rechipiri risingakodzeri kuroja uchiedza kuchengetedza imba. Mutengo wepakati wekurenda imba imwe chete ndeye $1,697. Neavhareji yemuhoro wepagore wemadhora makumi mana nemakumi maviri nemakumi maviri, vagari vemuVancouver vanotsaurira 44,200% yemari yavo yekurenda.
Halifax, Nova Scotia, inoonekwa seguta rechitatu risingadhure revarendi, ine avhareji yerendi yepamwedzi yemadhora zana nemakumi matatu nemaviri yeimba yekurara imwe chete. Tichifunga avhareji yemari yegore negore yemadhora makumi matatu nemazana manomwe nemazana manomwe, varidzi muHalifax vanoshandisa 1,322% yemari yavo parendi.
Izvo zvakakosha kuti utarise kwete chete maguta mazhinji uye asina kunaka ekurenda uchichengetera imba asiwo nguva inodiwa kuti uunganidze dhipoziti yemba muguta guru rega rega.
Vachishandisa iyo 50-30-20 bhajeti musimboti zvichienderana nemari inowanikwa pamwedzi, vaongorori vakaverenga nguva yevanozotenga imba vachazoda kuchengetedza 10% dhipoziti pachivakwa.
Zvakawanikwa zvinoratidza kuti Guta reQuebec rinomira pachena senzvimbo ine mukana kune vangangove vatengi vemba. Haingoratidzi mitengo yerendi ine mari yakawanda chete asiwo inoita kuti vanhu vakwanise kuchengetedza dhipoziti yemba munguva pfupi pfupi.
Neavhareji mari inowanikwa pagore yemadhora makumi mashanu nemazana mashanu uye avhareji mutengo wepamba wemadhora mazana matatu nemakumi mana nemakumi maviri nemakumi maviri, ichigovera makumi maviri muzana emari inowanikwa pamwedzi inoguma munguva yekuchengetedza ingangoita mwedzi makumi mana neshanu, inongori pasi pemakore matatu nehafu, kuchengetedza dhipoziti yegumi.
Regina, Saskatchewan, iri pachinzvimbo seguta rechipiri rinofarirwa zvikuru nekuunganidza dhipoziti yemba. Neavhareji mari inowanikwa pagore yemadhora makumi mana nemakumi mapfumbamwe nemazana mapfumbamwe uye mutengo wepamba wemadhora mazana matatu nemakumi matatu nemazana maviri nemakumi maviri netatu, zvinotora mwedzi inosvika makumi mana nemakumi matatu nepfumbamwe, kana angangoita makore matatu nemwedzi mitanhatu, kuchengetedza dhipoziti yegumi.
Winnipeg, Manitoba, iri pachinzvimbo chechitatu maererano nenguva inokurumidza inodiwa kuchengetedza kubhadhara. Tichipihwa avhareji yemari yegore negore yemadhora makumi mana nemakumi matatu nemazana matatu uye mutengo wepakati wepamba we $42,300, vangangove varidzi vedzimba vanozoda mwedzi ingangoita 346,654, zvinoreva kuti anodarika makore mana chete, kuchengetedza makumi maviri muzana semubhadharo wepasi.
Vancouver inomira seguta risingafadzi zvikuru reCanada kune vatengi vedzimba, rinozivikanwa nemitengo yekurojesa uye nguva yakareba inodiwa kuti uunganidze dhipoziti yemba gumi.
Neavhareji yemari yegore negore ye $44,200 uye yakajairwa mutengo wemba we $1,193,808, zvinotora inenge mwedzi 162.05-yakaenzana nemakore gumi nematatu nemwedzi mitanhatu-kuchengetedza dhipoziti, tichifunga kuti 13% yemari inopihwa mwedzi wega wega. Iyi nguva ingangoita makore gumi kureba kupfuura iyo inodiwa muQuebec City.
Toronto inotevera seguta rine nguva yechipiri-yakareba inodiwa kuchengetedza dhipoziti yemba. Neavhareji mari inoita $41,800 uye avhareji mutengo wepamba we $1,104,592, vagari vangada mwedzi ingangoita 158.55 kuchengetedza dhipoziti yegumi.
Izvi zvinoturikira kusvika kumakore gumi nematatu nemwedzi miviri, chero vanhu vachengeta 13% yemari yavo yepamwedzi.
Iyo Lower BC Mainland iri pachinhanho chechitatu pakati pemaguta makuru ane inononoka dhipoziti yepamba nguva yekuchengetedza. Neavhareji mari inowanikwa pagore yemadhora makumi mana nemakumi mapfumbamwe nemazana mapfumbamwe uye mutengo wepakati wepamba we $43,900, vangangove vatengi vemba vangangoda mwedzi 1,128,008 kuchengetedza dhipoziti.
Nguva iyi yakaenzana nemakore angangosvika gumi nemaviri nemwedzi gumi kana varidzi vemba vemangwana vakaisa parutivi 12% yemari yavanotambira pamwedzi.