Muchinjika-muganho kubhadhara kwekubatanidza kuburikidza neQR Code ichangobva kuvhurwa mukati Singapowo uye Indonezhiya.
Danho iri rinogonesa vatengi vemasangano emari akasarudzwa munyika mbiri idzi kuti vaite kutengeserana kwekutengesa nekungotarisa maQR macode.
Kubatana, kwakaziviswa na Bank Indonesia uye Mari Yezvemasimba weSingapore, ine chinangwa chekufambisa zviitiko zvekubhadhara zviri nyore uye zvisina musono kuyambuka miganhu.
MAS uye Bank Negara Marazhiya munguva pfupi yapfuura yakavhura chaiyo-nguva yekubhadhara system yekubatanidza, kubatanidza PayNow yeSingapore neDuitNow yekuMalaysia. Kubatanidzwa uku kunogonesa kukurumidza, kuchengeteka, uye hupfumi hwemunhu-kune-munhu homwe yekuchinjisa uye mari inotumirwa kumarudzi ese ari maviri.
Yakaziviswa kuburikidza nekuburitswa kwakabatana neMAS neBNM, kubatana kwakatangwa panguva yeSingapore FinTech Mutambo naRavi Menon, maneja weMAS, pamwe nevamwe vanobva kuIndonesia neMalaysia.
Kuitwa kwekubatana kwekubhadhara kuyambuka pakati penyika dzakaita seSingapore, Indonesia, neMalaysia kunogona kuve nemhedzisiro yakanaka pakushanya munzira dzakati wandei.
Cross-Border Payment Impacts pane Tourism
Zvakanakira Vashanyi:
Seamless ekubhadhara masisitimu anofambisa chiitiko chakapfava kune vashanyi. Vanogona kubhadhara zviri nyore, ingave yepekugara, yekudyira, yekufambisa, kana kutenga, vasingade kunetseka nezvekuchinjana kwemari kana kuomarara kwekutengesa.
Kuwedzera Kushandisa:
Kana vashanyi vanoona zviri nyore kubhadhara kune imwe nyika, vangangoda kushandisa yakawanda. Chiitiko chekubhadhara chisina kunetseka chinokurudzira vashanyi kuti vaongorore uye vapinde muzviitiko zvakasiyana-siyana, zvichibatsira kuhupfumi hwemunharaunda.
Kukwezva Kwenzvimbo:
Nyika dzinopa masisitimu ekubhadhara emumhiri-muganhu dzinowedzera kukwezva kuvashanyi. Ivo vanoona nzvimbo idzi senge tech-savvy uye inoshamwaridzana nevashanyi, inogona kukwezva vashanyi vakawanda kana ichienzaniswa nenzvimbo dzisina musono sarudzo dzekubhadhara.
Kukurudzira Kufamba Kwematunhu:
Ne masisitimu ekubhadhara akareruka pakati penyika dzakavakidzana, vashanyi vangango tarisa nzvimbo dzakawanda mukati medunhu. Semuyenzaniso, mumwe munhu ari kushanya kuSingapore anogona kuona zvichinyanya kufadza kuwedzera rwendo rwake rwekuMalaysia kana Indonesia kana vachikwanisa kubata mabhadharo zviri nyore munzvimbo idzi.
Kufambisa Mabhizinesi Madiki:
Kumabhizinesi emuno anovimba nekushanya, nzira dzekubhadhara dziri nyore dzinogona kukwezva vatengi uye kubatsira mabhizinesi aya kubudirira. Ivo vanogona kubatsira zvakanyanya kune vashanyi vepasirese pasina kunetsekana nemaitiro akaomarara ekubhadhara.
Bank Indonesia (BI) neMonetary Authority yeSingapore (MAS) yakaratidza hurongwa hwekugadzirisa mari yemuno mukutaura kwakabatana. Hurongwa uhu, hunotarisirwa kunge huchishanda panosvika 2024, hune chinangwa chekufambisa kugarwa kwemuganho-kusanganisira kubhadhara kweQR, kutengeserana, nekudyara-pakati peIndonesia neSingapore vachishandisa mari yavo yemuno.
BI neMAS vakasimbisa kuti chirongwa ichi chichabatsira kudzikisa njodzi dzekuchinjana uye mitengo kumabhizinesi nevashandisi. Izvi zvinotevera memorandamu yekunzwisisa yakasainwa muna 2022 kusimudzira kutengeserana kwenyika mbiri mumari dzemuno, zvichifambirana nekuedza kweASEAN kukurudzira kushandiswa kwemari dzemuno mukutengeserana kwemukati mebloc.
Mabhanga epakati eIndonesia, Malaysia, Philippines, Thailand, neSingapore akanga ambobvumirana kusimudzira kudyidzana pakubatana kwekubhadhara, nebhanga guru reVietnam rakazobatana.
Kana hurongwa hwemari yemuno hwavepo, muchinjiko-muganho wekubhadhara weQR wekubatanidza uchashandisa makotesheni akananga emitengo yekutsinhana kwemari yemuno kubva kumabhangi Appointed Cross Currency Dealer (ACCD).
Managing director weMAS, VaMenon, vakaratidza kuti hurongwa uhwu huchazadzisa hukama hwekubhadhara huri kuramba huchienderera mberi, zvichiratidza chiitiko chakakosha mukudyidzana kweSingapore kubhadhara miganhu nehupfumi hwematunhu akakosha.
ZVOKUBVA MUNYAYA INO:
- Izvi zvinotevera memorandamu yekunzwisisa yakasainwa muna 2022 kusimudzira kutengeserana kwenyika mbiri mumari dzemuno, zvichifambirana nekuedza kweASEAN kukurudzira kushandiswa kwemari dzemuno mukutengeserana kwemukati mebloc.
- Bank Indonesia (BI) neMonetary Authority yeSingapore (MAS) yakaratidza hurongwa hwekugadzirisa mari yemuno mukutaura kwakabatana.
- Kuitwa kwekubatana kwekubhadhara kuyambuka pakati penyika dzakaita seSingapore, Indonesia, neMalaysia kunogona kuve nemhedzisiro yakanaka pakushanya munzira dzakati wandei.
